Have you thought about retirement? Probably every Monday you dream about the time when you can lie in bed a couple of extra hours, without worrying about anything. But are you ready for this great day, after which you will be completely free?
For some, retirement is a distant future, and for others - a constant struggle for survival, because there is a catastrophically shortage of money. It is necessary to think about a pension from a financial point of view. Here are the main facts.
Pension: what you need to know
There are three main types of pension:
state pension (paid by the government);
non-state, or labor, pension (payments to an employee who retired from the pension fund of the employing organization, formed from deductions according to the pension scheme);
personal, or private, pension (the name speaks for itself).